Save the money you're losing.

Unclaimed pension relief, the £100k tax trap, idle cash and student loan overpayments cost good earners thousands a year. Answer a few questions and see, in pounds, what Candid could help you save.

First module freeNo card needed

Or answer one question in 30 seconds: student loan · £100k tax trap

What you could save

Example: £85k salary
Plan 2 loan · £20k saved

Overpayments on a loan that will be written off£100 a month on Plan 2, written off in 2054

£1,200

Higher-rate pension relief not claimedThe extra 20% on £4,250, claimed through self assessment

£850

Cash earning 1.5% when 4.4% is available£20,000 in an easy access saver

£580

Interest taxed outside an ISAAt 4.4%, £380 above the £500 allowance, taxed at 40%

£152

You could save

£2,782a year

Example figures. Yours come from your own answers.

How it works

Your finances, mapped. Every option worked out in pounds.

01
Share your current setup
Salary, savings, pension, debts. Ballpark figures are fine.
02
Candid runs the numbers against UK tax rules
Allowances, thresholds and tax bands, checked against your figures.
03
Every option, with its £ value
Worked out from your own numbers, largest first. The decisions are yours.
04
Guidance that grows with you
Update a figure and every answer moves with it.