Last updated: April 2026
Candid provides financial guidance and education only — not regulated financial advice. All outputs are based on information you provide and are intended for educational purposes only. You should consult a qualified financial adviser before making significant financial decisions.
Candid Finance Ltd accepts no liability for financial decisions made based on outputs from this tool. All projections are estimates based on the inputs you provide and assumptions stated within the tool. Actual results may differ materially.
By using Candid, you consent to anonymised financial data being stored to improve the accuracy and relevance of the tool's outputs. No personally identifiable information is shared with third parties for marketing purposes. See our Privacy Policy for full details.
Candid Finance Ltd is not authorised or regulated by the Financial Conduct Authority (FCA). The guidance provided by Candid does not constitute regulated financial advice within the meaning of the Financial Services and Markets Act 2000.
We reserve the right to change, suspend, or discontinue the service at any time without notice. We may also update these Terms of Service from time to time. Continued use of the service constitutes acceptance of any revised terms.
Questions about these terms: contact@candidpersonalfinance.co.uk